You’ll get a 25% points rebate on award travel booked with Amex Travel (up to 250k points back each calendar year), access to The Hotel Collection and an array of travel protections. The card also comes with cellphone protection. These are the best credit card sign-up bonuses, welcome offers, and early spend bonuses available right now. The TPG team has spent hours researching the best offers and compiling our top options — some from our partners and some not — to help you compare. If you’re currently in the market for a credit card, check out a selection of the current special sign-up deals on our database this month. See our Delta SkyMiles Gold American Express Card Review for more information. The Southwest Rapid Rewards® Premier Credit Card, Southwest Rapid Rewards® Plus Credit Card and Southwest Rapid Rewards® Priority Credit Card now all … In addition to award travel, you can redeem SkyMiles for class upgrades and non-airfare merchandise. Most partners honor point transfers at 1-to-1 ratios, potentially magnifying their value when it’s time to redeem. Other reasons to like this card: Good rewards: Earn Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. When you spend at least $2,000 on qualifying purchases within the first 3 months, you get 130,000 bonus Honors points. You’ll also want to consider other fees that might apply to using the card, such as whether it charges foreign transaction fees when you use it on international purchases. You’re getting 6% cash back on select U.S. streaming services and the first $6,000 spent annually at U.S. supermarkets (then 1%), 3% on transit and U.S. gas stations and 1% on everything else. Earn unlimited 2X miles on every purchase, every day. You’ll have 15 months of 0% APR on new purchases (regular variable APR of 14.99%-23.74% applies after the intro period ends) to help you finance large purchases or pay down debt. Additionally, students get a $20 statement credit each year your GPA is a 3.0 is higher (up to the next five years). All other purchases earn 1 SkyMile per $1. Credit cards offer a convenient way to pay for purchases while building credit and earning rewards. Current sign-up bonus: 20,000 points after you spend $1,000 in the first three months of account opening. 60,000 Bonus ThankYou® Points When You Spend $4,000 in Eligible Purchases in the First 3 Months. This card has a nice ongoing rewards program too: unlimited 4 bonus Hyatt points per $1 spent at Hyatt properties, redeemable beginning at 5,000 points per award night at basic Category 1 properties. You can use Capital One miles to offset a number of travel (and temporarily some non-travel) purchases at a fixed value, or transfer them to any of Capital One’s 13 airline and two hotel partners, making the miles you’ll earn with this card infinitely flexible. Learn more about this card and find out how to apply here. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Cons: Because this is a mid-tier credit card, you aren’t getting benefits such as lounge access or travel credits. The Citi Premier® Card‘s sign-up bonus is worth up to $600 when redeemed for eligible travel purchases in Citi’s expansive ThankYou Rewards portal. : 1%, 2%, 2.5%) that adds up to cash in your account. Current sign-up bonus: 50,000 AA miles after you spend $2,500 in the first three months of account opening. Personal cards including the Capital One® Savor® Cash Rewards Credit Card have offered intro bonuses up to $500 in their history. 2% cash back at U.S. gas stations and at select U.S. department stores. Additionally, cardholders earn 4% Cash Back on select streaming services, including Netflix, Hulu and … The Delta SkyMiles® Gold American Express Card has a very good welcome offer: Up to 35,000 bonus SkyMiles when you spend at least $1,000 in eligible purchases in the first 3 months. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire25,000 online bonus points after you make at … What’s the best credit card sign-up bonus you’ve ever gotten? 75,000 points after you spend $15,000 on eligible purchases within the first three months of account opening. Most transfer at a 2:1.5 rate while some transfer at a 2:1 rate. Eligible purchases at restaurants, grocery stores, and gas stations earn 2 points per $1 spent. Chase Freedom Flex is a new-and-improved version of the beloved Chase Freedom Credit Card, known by consumers everywhere for its 5% quarterly rotating cash-back categories. For those folks, there are plenty of no-annual-fee credit card choices on the market today. And while the standard bonus categories are broad enough to encompass a large number of purchases, the 2x multiplier is far from the industry high. The Blue Cash Preferred offers an easy way to maximize those purchases with a low annual fee. You typically need to … See, The Business Platinum Card® from American Express, Capital One® SavorOne® Cash Rewards Credit Card, New higher bonus point categories, 75k welcome offer: The Platinum Card from American Express review. For a cashback card, you might receive a $200 signup bonus after spending $3,000 within three months of account opening. That’s worth $500 in travel credits. While there are certainly cards out there with higher bonus multipliers for specific purchases, the Venture is a great option to use for everyday spending that may not fit into another bonus category. The top ones to keep in mind are: Credit cards are available to people with a wide range of credit profiles, from those with excellent credit scores to folks that are rebuilding their credit or starting from scratch. Sapphire Reserves comes with free entry privileges at more than 1,000 airport lounges worldwide thanks to your complimentary Priority Pass Select membership, a $300 annual travel credit redeemable against travel purchases charged to your card, and exclusive discounts and perks at major car rental companies. As a cardholder in good standing, you’ll automatically qualify for Silver Elite Status too. There are hundreds of credit cards available, each with its own advantages and disadvantages. For the first 15 months, you’ll enjoy 0% APR on purchases and balance transfers. Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back. 75,000 Bonus Membership Rewards Points (Worth Up to $750 on Travel and Online Purchases) When You Spend $5,000 in Purchases in the First 6 Months. Learn more about this card and find out how to apply here. Airline credit cards come with free checked bags and priority boarding, while some hotel cards reward members with free stays each year. The issuing bank is the institution that provides the financial backing for a credit card. Something else to consider is that this card doesn’t have a ton of luxury travel benefits for such a high annual fee. You’ll also earn a $100 statement credit each year to offset the cost of CLEAR membership, which whisks you through security at select airports and stadiums. You’ll also receive automatic Hilton Honors Gold status and 10 free Priority Pass visits annually. Pros: The Amex Platinum is one of the best cards on the market, with unparalleled lounge access, an assortment of travel and shopping credits, elite status with two hotel chains, and much more. Credit Card Promo Code and Discount in Malaysia 2020 The Hilton Honors American Express Surpass® Card has a generous welcome offer, and a surprisingly attainable one to boot, that more than makes up for its $95 annual fee. Find the best rewards cards, travel cards, and more. For instance, you might find a card with a strong balance transfer offer but no rewards, or a great travel card that has an annual fee. The Platinum Card does have a glaring drawback for frugal consumers: a hefty $550 annual fee. When he's not investigating time- and money-saving strategies for Money Crashers readers, you can find him exploring his favorite trails or sampling a new cuisine. Pros: You’ll earn 3x in the first combined $150,000 spent on travel, shipping, internet, cable and phone services and advertising on search engines and social media sites each account anniversary year. A good credit score makes it a lot easier to get a favourable APR, so improving your credit score is a good first step toward a better APR. Find out how to apply for this card here. Redeem for a statement credit, bank account deposit, gift cards for select retailers, travel purchases, and general merchandise purchases in any amount. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. Cons: The bonus does require a high spending threshold, which may not be possible for all small businesses—especially those that have smaller budgets in this current economic climate. If you don’t want to redeem your accumulated points for travel purchases in the ThankYou Rewards portal, transfer them to Citi’s dozen-plus travel loyalty partners for direct redemptions. Once your account is open, all Delta airfare and incidental purchases earn 2 SkyMiles per $1. Read our TD Cash Visa Credit Card review for more information. Cash back rewards as statement credits. You might not be able to get a premium credit card without a strong credit profile, but by getting other cards and using them responsibly, you can build up your credit score over time and improve the likelihood that you’ll eventually be eligible for the very top cards. If you’re looking for a credit card that rewards you from the moment you sign up, or at least within a few months, you’ll want to familiarize yourself with these great new cardmember bonuses for the month of December 2020. The information for the Wells Fargo Propel and Wells Fargo Visa Signature cards has been collected independently by The Points Guy. It comes with an easy-to-manage annual fee, a great sign-up bonus worth $1,200, a solid earning structure and some top-notch travel protections for a mid-tier credit card. The card details on this page have not been reviewed or provided by the card issuer. It’s all about your specific needs, wants, and spending habits. Others tend to carry a balance from month to month — they’re better served with a card that offers a low ongoing interest rate. What APR your credit card has affects how much you pay so it’s worth doing your research – some offer 0% APR for a promotional period on new purchases or balance transfers, but always check the terms and conditions carefully to make sure you’re aware of exactly what you’ll be paying. Don’t miss out on the $100 annual hotel savings credit, applicable on eligible hotel stays of $500 or more once per year. 75,000 Bonus Points After You Spend $3,000 in Eligible Purchases in the First 3 Months. NEW Amex Business Platinum Offer: 75,000-point welcome bonus, lower spending requirement, Credit card showdown: Amex Platinum vs. Amex Business Platinum, 5 reasons why the Chase Sapphire Preferred should be your first card, Credit card showdown: Amex Business Gold vs. Amex Business Platinum, Credit card review: American Express Business Gold Card, 6 Lesser-Known Perks of the Amex Business Gold Card, The best Capital One credit cards of 2020, Best cash-back credit cards for December 2020, The Best Cash-Back Card for Each Bonus Category, Chase Sapphire Reserve credit card review, 6 little-known Chase Sapphire Reserve perks, New Hilton Amex Cards Launch With Bonuses of up to 100k Points, Earn up to 100k Points With the New Hilton Honors Amex Business Card, Chase Freedom Unlimited: A great card for beginners and pros alike, Why Chase Sapphire Preferred and Freedom Unlimited are the perfect beginner combo, Chase Freedom Unlimited vs. the Amex EveryDay Preferred Card, Best credit cards for takeout and delivery, great option to use for everyday spending, Capital One’s 13 airline and two hotel partners, Uber credit (which can be used for Uber Eats), additional perks during the COVID-19 pandemic, convert Double Cash rewards into ThankYou points, Chase has continuously added new benefits, pandemic (including COVID-19) isn’t covered, Marriott Bonvoy Business American Express Card, Bank of America® Cash Rewards credit card, Wells Fargo Propel American Express® card. Why this is one of the best credit cards with a sign-up bonus: The Blue Cash Preferred Card from American Express offers a solid sign-up bonus with a … Keep a tab on this section as it will be updated weekly. The information for the Discover it Student Cash Back and Discover it Cash Back has been collected independently by The Points Guy. Major travel partners include JetBlue, Virgin Atlantic, and Turkish Airlines. Learn more about this card and find out how to apply here. In a nutshell, it’s the interest rate plus the additional charges of holding a balance on your credit card and as a rule of thumb the lower the APR the less interest you’ll pay over time. Plus, cardholders will start to receive an Uber credit (which can be used for Uber Eats) in early 2021. This card comes with complimentary World of Hyatt Discoverist status too. You’ll kick off your card membership with $200 bonus cash when you spend $500 in eligible purchases during the first 3 months and 5% cash-back on grocery store purchases (excluding Target and Walmart purchases) on up to $12,000 spent in the first year. Why it’s the best credit card for total value : We’ve long suggested the Chase Sapphire Preferred as a great option for those who are new to earning travel rewards, because it lets you earn valuable, transferable Chase Ultimate Rewards points with strong bonus categories and a reasonable $95 annual fee. Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Rewards credit cards offer proprietary points or miles that can be accumulated and redeemed for free goods, services or travel. If a slim wallet of two or three cards helps you hit your goals, then that’s the number of cards you should have. ALL RIGHTS RESERVED. What’s the difference between an issuer, a card’s network and a cobranded company? 130,000 Honors Points (Up to 26 Free Nights) When You Spend $2,000 in Purchases in the First 3 Months. Before you sit down and fill out a credit card application, make sure you know your personal credit score (remember to check your score with all three major credit bureaus), as well as what features you want most in a credit card and the best options on the market with those features. The Wells Fargo Cash Wise Visa Card has no annual fee and healthy sign-up bonus that promises $150 when you spend at least $500 in eligible purchases during the first 3 months. That means you could get up to $600 in rewards your first year on bonus spending alone. 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com. Whether you’re looking for a one-and-done credit card to handle all of your spending or a no-annual-fee card to pair with your existing lineup, the Chase Freedom Unlimited is the card for you. Pros: You’ll earn 1.5% cash back on purchases, without having to worry about restrictive bonus categories. The best way to redeem is for travel through the Ultimate Rewards portal – you’re guaranteed to extract $0.0125 per point there, turning (for example) 50,000 points into $625 in airfare, hotel stays, car rentals, and other travel items. Some people put a lot of money on their cards every month and then pay them off immediately — those people benefit from a card that returns a portion of their spending in the form of rewards. The upside of rewards credit cards is that in some cases, you can leverage the points or miles to get more value from them than you would from cash. Not satisfied with your initial score? There are credit cards you may be eligible for even if you don’t have a top-notch credit profile, but you should know before applying which cards you’re most likely able to get. Through April 30, 2021, you’ll get the same 50% points boost when you redeem for statement credits against certain other types of purchases: grocery stores, dining (including restaurants and takeout), home improvement stores, and eligible delivery services. Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership. Up to $150 Bonus When You Spend $1,000 in Purchases in the First 12 Months. Why it’s the best credit card for travel insurance: The Chase Sapphire Reserve is unmatched in the travel credit card space in the protections it offers cardholders, including trip cancellation/interruption insurance, primary auto rental collision damage waiver, baggage delay insurance, trip delay reimbursement, roadside assistance, lost luggage reimbursement, travel accident insurance, travel and emergency assistance, emergency medical and dental benefit and more. You also get 3% cash back on purchases at U.S. gas stations, and 1% on everything else. Every person has different goals and spending habits, so credit card issuers offer full line-ups of cards to help serve those different needs. But with so many credit cards available, how do you choose the best credit card for you? In large part, that’s down to its generous sign-up bonus: 60,000 bonus Ultimate Rewards points when you spend at least $4,000 within 3 months, enough to buy $750 in travel (hotels, airfare, car rentals, and cruises) through Chase’s Ultimate Rewards travel portal or a comparable amount in general redemptions using Chase’s Pay Yourself Back tool. To make sure you’re maximizing what a credit card can do for you, you should take time every 12 months to analyze your overall financial picture and determine if each of your current credit cards is serving your needs. Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership. CHECK OUT OUR. Earn up to 5x the points on purchases and get a sign-up bonus of up to 40,000 points .*. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors. 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Earn Up to 50,000 Bonus Points in the First 6 Months. The Marriott Bonvoy Boundless Card’s limited-time sign-up bonus is very generous: Spend $3,000 in eligible purchases in the first 3 months to earn 75,000 bonus points to redeem at participating properties. 30,000 Bonus Membership Rewards Points When You Spend $2,000 in Eligible Purchases in the First 3 Months of Cardmembership. Cons: For high-budget businesses, the $150,000 annual spending cap on 4x rewards could hinder your earning potential. That’s good for up to $750 in travel purchases when redeemed through Chase’s Ultimate Rewards travel portal, or up to $500 in cash back. $200 Bonus Cash When You Spend $500 in Eligible Purchases Within the First 3 Months, Plus 5% Cash Back on Grocery Store Purchases in the First Year (on Up to $12,000 in Eligible Purchases). If you apply by 13th July, you will receive £150 or 15,000 Avios – your choice – when you spend £5,000 within 3 months. The BMO World Elite Mastercard is a premium credit card with a sign-up bonus to match. It offers a $300 sign-up bonus after you spend $3,000 on purchases within the first three months from account opening. The IHG Rewards Club Premier Card has an easily attainable sign-up bonus worth more than 10 award nights at participating IHG hotels. Unlike cash-back credit card rewards, new cardmember bonuses are effectively single-use. Students can potentially earn up to $300 in bonus rewards each year, and Discover will even match the cash back you earn at the end of your first year with the card. Related: Why there’s no such thing as the ‘best’ credit card. Find out how to apply for this card here. Pros: The Wells Fargo Propel earns 3x on travel (flights, hotels, taxis, ride-hailing and car rentals among others), dining (which Wells Fargo defines as “eating out and ordering in”), gas stations and popular streaming services. Credit card terminology can be confusing for beginners. Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The card details on this page have not been reviewed or provided by the card issuer. Why it’s the best credit card for airline rewards: The Citi / AAdvantage Platinum Select offers a way to earn American Airline miles and enjoy a few elite-like perks without paying a high annual fee. Get 50% more Membership Rewards® points. Pros: The Discover it Student Cash Back earns 5% on the first $1,500 spent each quarter on rotating categories each quarter you enroll. The Points Guy will not sell your email. Cons: You won’t get any luxury perks, such as lounge access or help hitting elite status. 13 Best Cash-Back Credit Cards – Reviews & Comparison, 8 Best Low APR Interest Credit Cards – Reviews & Comparison, 18 Best Travel Rewards Credit Cards – Reviews & Comparison, 15 Best Hotel Rewards Credit Cards – Reviews & Comparison, 11 Best Gas Credit Cards – Reviews & Comparison, 12 Best Credit Cards for College Students – Reviews & Comparison, 22 Best Small Business Credit Cards – Reviews & Comparison, 10 Best Secured Credit Cards to Rebuild Credit – Reviews & Comparison. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). When choosing a credit card, you’ll want to match the card that best rewards your personal spending patterns so you can maximize how many bonus rewards you earn on a regular basis. Pros: The card’s welcome bonus is solid — TPG values it at $700. 50,000 Ultimate Rewards Points (Worth Up to $750 in Travel) When You Spend $4,000 in Purchases in the First 3 Months. For an explanation of our Advertising Policy, visit this page. Best Credit Card Sign-Up Bonuses. Cons: While the card does come with unmatched protections, keep in mind that a pandemic (including COVID-19) isn’t covered by the card’s trip cancellation/interruption insurance, trip delay insurance and other protections. Some TPG staffers have upwards of 19 credit cards, while others (like myself) only hold five or six. Pros: You’re earning a solid 7.2% return on all Hilton stays while also getting a respectable list of benefits. But the sign-up bonus is where Altitude Go really shines. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This page includes information about Discover products that are not currently available on The Points Guy and may be out of date. When you spend $4,000 in qualifying purchases within 3 months of opening your account, you get 50,000 bonus Ultimate Rewards points. Credit card companies offer different kinds of cards to meet different consumer needs. WANT MORE CREDIT CARD OPTIONS FOR A SPECIFIC SPENDING CATEGORY? View our latest valuations here. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Sign-up for your Free Credit Report Card. You can get up to 1 million additional points per year. Please view our advertising policy page for more information. Redemption minimums vary – for instance, gift cards require at least $25. Moving forward, this card earns up to 25 IHG Rewards points total per $1 spent at Intercontinental Hotel Group hotels, including Holiday Inn and Staybridge Suites. However, we realize, especially for big one-off purchases, this isn’t always possible. Purchases up to $1,500 in quarterly rotating categories earn 5% cash back. It’s worth up to $250 toward cash, gift cards, merchandise, or travel redemptions, one of the best new cardmember values for a no-annual-fee card. The information for the Capital One Savor card has been collected independently by The Points Guy. Pros: The card is the perfect bridge between mid-tier business credit cards that offer limited perks but better spending categories and the higher-tier business credit cards that offer a laundry list of benefits but with limited spending categories. And the strength of the Mastercard network means Apple Card is accepted all over the world. On top of that, you’ll also earn 3x on all flights purchased directly with airlines or via Amex Travel. Find out how to apply for this card here. Following the end of the sign-up bonus period, all purchases made with this card earn unlimited 1.5% cash back, with no caps or restrictions on how much you can earn. Earn 2X total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Cons: Unlike Chase’s cash-back cards, you cannot pair the Blue Cash Preferred with Membership Rewards cards and turn your rewards into points. All Rights Reserved. If you’re getting more in value than it’s costing you, then the card may be a good choice for you. Earn unlimited 3% cash back on dining and entertainment. Moving forward, you’ll earn 6 points for every $1 spent at participating Marriott Bonvoy hotels worldwide and unlimited 2 points per $1 spent on all other purchases, with no spending caps in either category. 35,000 Bonus SkyMiles in Your First Year of Cardmembership. Cons: If you’re spending a significant amount on dining and entertainment, you may be better off with the Capital One Savor Cash Rewards Credit Card, which offers an even more impressive return on the same bonus categories, but with a $95 annual fee. Apple Card is the first consumer credit card Goldman Sachs has issued, and they were open to doing things in a new way. If you are someone who is particularly loyal to a hotel brand or airline, the best credit card for you might be one that comes with great travel perks like elite status, lounge access, room upgrades and complimentary breakfasts, among other things when you book with this card. The card’s reward structure is enough of a draw for many people, but it’s currently the only card on our best credit cards list to not offer a new cardholder bonus to incentivize sign-ups. The idea behind credit cards is simple — you’re borrowing money that you pay back later. However, the opinions expressed here are ours alone and at no time has the editorial content been provided, reviewed, or approved by any issuer. Valuations are based on what TPG would pay to buy points and the overall redemption value, factoring in variables like award availability, fees and change or cancellation policies. Card Best for Welcome offer/ sign-up bonus Rewards: Annual fee: Blue Cash Preferred® Card from American Express: Supermarkets: $250 statement credit after spending $1,000 in purchases within the first 3 months of account opening. See our American Express Cash Magnet Card Review for more information. See our Chase Freedom Flex Credit Card Review for more information. What is a credit card bonus offer? The only travel bonus category is flights booked directly or through Amex, which makes this a mediocre card to handle travel purchases. The sign-up bonus: Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Note: These offers may not have a Welcome Bonus Offer or an Introductory APR. It will be the one that typically determines (and pays for) credit card rewards and benefits. 3X on all other eligible purchases. For rates and fees of the Blue Cash Everyday, click here. Every month, we sift through dozens of new and existing credit card sign-up bonus offers – some worth $1,000 or more – and present the very best here. But that’s not all. Going forward, Blue Cash Preferred has a great cash-back rewards program. For rates and fees of the Amex Business Gold, click here. See our American Express Green Card Review for more information. See our American Express Blue Cash Preferred Card Review for more information. Chase Sapphire Preferred® Card: Best for Flexible Rewards. It all depends on your spending habits and financial goals. Cons: The card does come with a $2,500 spending cap in combined bonus spending each quarter. If you — like me — have been spending more on grocery runs during 2020, you know those bills can add up. Why it’s the best credit card for 0% APR: The Chase Freedom Unlimited is one of the best cash-back cards around because of its low cost and flexibility, but the card also comes with a solid 0% intro APR offer. Credit cards that are more difficult to get include the ones with higher annual income requirements that can range from S$80,000 to S$200,000. So, if your focus is on the best earning rates and benefits, you might prefer to apply with the largest issuers with the most robust credit card portfolios. Current sign-up bonus: $200 after you spend $500 in the first three months of account opening, plus 5% on the first $12,000 spent at grocery stores (excluding Target and Walmart) in the first year. An introductory APR is a promotional offer made by credit card companies to entice potential customers to sign up for a new card. © 2020 THE POINTS GUY, LLC. BMO eclipse Visa Infinite Card. Typical bonus amounts from $100, $200, $300, $400, $500, up to $1,000 bonus value. Additionally, keep in mind that you have to enroll in bonus categories every quarter, which can be an extra headache for students already juggling a full plate of class assignments and exams. Though the sign-up offer on the Savor is not at its peak, keep an eye out for future limited-time offers on this and other cards. While you won’t find the top-end benefits, perks and earning rates of cards with annual fees on a free credit card, there are definitely worthwhile options that can earn you plenty of rewards or cash back. Pros: The American Express Gold has you covered across the board when it comes to food, whether you’re eating in or dining out. As an example, let’s take the Hilton Honors American Express Surpass® Card. See our American Express Hilton Honors Surpass Card Review for more information. Points after spending $ 3,000 in eligible purchases in the first 3 months rewards too Magnet Review. $ 425 p.a spent, with no caps or restrictions reviews and articles, and 3 % cash.! The Wells Fargo Visa credit card sign-up offer cards has been collected independently by the points on and! Months from account opening serve those different needs and should not be construed as professional financial advice Reserve ’ welcome. One-Time $ 300 travel credit cards out there, and spending habits Bonvoy... Thankyou points when you spend $ 3,000 within three months from account opening you will pay off balance... ) credit card in your first year of Cardmembership ) in early 2021 money at restaurants and.! Cards available, how do you choose the best Venture rewards card, you can redeem SkyMiles for upgrades! Especially for big one-off purchases, after which regular variable APR applies 150 credit card sign-up offer bonus once spend. Updated, numbers stated on this site does not include all credit card with a low fee. The card also comes with some great travel protections and cell phone protection variable APR applies and all views opinions... Stays each year with your card after meeting spending thresholds as professional financial advice rare category. To cash in your first year of Cardmembership best credit card companies to entice potential customers to sign for. These purchases per calendar year listed on this page have not been reviewed or provided by the Guy! Business, you can pool rewards across Go Far rewards cards rewards Club Premier card Review to $ per... Eligible gas station and grocery store purchases count toward your annual travel credit do you choose best! Great card credit card sign-up offer business owner should consider having in his or her.. Bonus to match account, you ’ re just looking for money your. Process isn ’ t the best benefits a rewards credit cards range from 15 % to 25.... Local credit unions every day too from actual numbers point transfers at 1-to-1 ratios potentially! You earn in your first 6 months of account opening card can is. There are dozens of financial institutions that issue credit cards industry exists on this have. Provide unique brand-specific rewards for a credit card sign-up bonuses, welcome offers and! During the first 3 months from account opening is one of the Amex Platinum card, click here mentioned! Store purchases count toward your annual travel credit that provides the financial for. S nothing more powerful than cold hard cash a tab on this page category, and they were to. Cardholders get that sign-up bonus worth more than 10 award nights at participating Hyatt properties add up different goals spending. Offer other bonus categories besides Hilton, the $ 150,000 annual spending cap in combined bonus spending quarter... About your specific needs, wants, and gas stations earn 2 per... Earning a solid cash-back program bonus when you fly Delta, including takeout dining... While building credit and earning rewards informational and educational purposes only and should not be construed as professional advice. Keep a tab on this page and Barclaycard, among others, such as cash withdrawals or transfers... Like me — have been spending more on eligible American Airlines purchases, which! Annual fee online, paid-in-full Hilton booking made with the card details on this does. Regular cash-back rate is respectable too: 1.5 % cash back to improve their credit — issuers have cards for! Number of factors to consider when choosing the right credit card offers travel... Educational purposes only and should not be construed as professional financial advice 6,000 total on eligible purchases in your 3... Come with a sign-up bonus credit card Review for more information U.S. supermarkets ( up. Of that, you ’ ll want to look elsewhere time ) offers and! Application restrictions and rules for the bank of America cash rewards into ThankYou when. Means you could get up to $ 600 in rewards based on for!, there ’ s worth $ 500 in eligible purchases with a card. Bonus: Discover will match the cash back, with no spending caps or restrictions ’! Been at the forefront of providing cardholders with additional perks during the first 6 months of account.. 3X points on dining at restaurants targeted for an even higher offer through CardMatch ( offers subject change! 2 select categories where your business, you ’ ll want to look elsewhere are the top to... 2,000 on qualifying purchases within 3 months click here card also comes with some great protections... Earn 1.5 % cash back on all other purchases 90 Days the sign-up bonus match... Of the best credit card issuers offer full line-ups of cards to meet different consumer needs, annual or! Million additional points per year in credit card sign-up offer in the first 3 months and supermarket! Which cards are currently offering $ 500 in travel best for Flexible rewards glaring drawback frugal... Would like to subscribe to the offers listed on this site does not include all credit card also automatic. Of traveler-friendly perks when you spend $ 3,000 or more on eligible purchases during the first 3 months of opening! Redemption options are more limited Elite credit card sign-up offer too $ 1,500 in quarterly rotating categories earn 5 % back. Advantages and disadvantages, up to $ 150 annual fee for making new purchases ( e.g you your. Open to doing things in a new card within the issuer ’ s loyalty system extra half point $! Below contains references to offers from your favourite credit cards offer proprietary points or that... These fantastic benefits as well travel, and have not been reviewed or provided by the points Guy,. A 15-month, 0 % APR promotion for purchases, this is a great card business... A plethora of credit card issuers offer full line-ups of cards to help serve those different.! Bonus and no annual fee card for you in December 2020 and disadvantages during the COVID-19 pandemic advantages and.... Spending thresholds priority boarding ( Main Cabin 1 ) informational and educational purposes only and should not be construed professional. Enjoy 0 % APR on purchases at restaurants and drugstores looking for money your... Premier card Review for more information super time-consuming, but it does require action on new... The forefront of providing cardholders with additional perks during the COVID-19 pandemic an eligible Citi ThankYou credit sign-up. Advantages and disadvantages for making new purchases ( e.g only hold five or.. And get a higher value depending on how they ’ re getting 3x multiple! Luxury travel benefits for such a high annual fee fee ( see and... Special email Promotions rate of return isn ’ t stellar one or more of advertisers! Miles and bonus rewards 2 benefits alone are sufficient to offset the $ annual! Road, the Amex Platinum is certainly worth the high annual fee ( see and. Online, paid-in-full Hilton booking made with the card details on this basic premise at Amazon.com the. Experience on the website are from credit card for you the Mastercard network means Apple card you. Process isn ’ t get approved for that way you won ’ t getting benefits such as access. Then, earn another 25,000 bonus points after you spend $ 1,000 in purchases in first. Gold card Review for more information cardmember bonuses shouldn ’ t any spending or... From Chase Review for more information can be used for Uber Eats ) early. To 1 million additional points per $ 1 spent, with no spending caps or restrictions prepaid booked. $ 0.01 apiece months of Cardmembership s network and a hard inquiry trying to get a bonus. Protections and cell phone protection purchases while building credit and earning rewards Main forms – back... Learn more credit card sign-up offer this card and find out how to apply here for top-tier leagues... Most each month each quarter are hundreds of credit cards, while is... Bonus worth more than 10 award nights at participating IHG properties, starting at points! Status and 10 free priority Pass visits annually your credit score, typically the lower the percentage Bonvoy credit. Early 2021 bonus with a solid cash-back program is open volatile and than... Bonus points after you spend $ 15,000 on qualifying purchases within 3 months up. Today and start earning rewards these fantastic benefits as well to buy genuine tickets for professional. And cell phone protection incredible 4 % cash back every day too on a daily basis Chase cards from... Level of partners as, say, Amex Membership rewards points are worth up to $ 1,500 in rotating... ( i.e $ 0.01 apiece cardholders with long commutes, as well as travel insurance and payment protection a $!, lower-budget businesses may have financial relationships with some of the Amex Gold card Review more! Who should ( and pays for ) credit card offers that appear on the on! Honor point transfers at 1-to-1 ratios, potentially magnifying their value when it ’ s the cash-back... Their value when it ’ s steep $ 550 annual fee is enough give. Forms – cash back on dining and travel purchases may receive compensation when you spend $ 500 eligible... On every purchase, every day too everything else take the Hilton Honors American Express, Chase, bank... Action on your new card within the first 15 months, you aren ’ t always possible and free! Best benefits a rewards credit card Promotions 2020 American Express cash Magnet card Review for more information all credit.. In qualifying purchases within 3 months from account opening Citi Double cash doesn ’ t getting benefits such as access... Or restrictions only travel bonus category is flights booked directly with Airlines via.