We do our best to keep our owners happy by sharing financial knowledge to help you make the best decision for your needs, offering low interest rates and even putting money right back into your account. College Ave offers Student Loan Refinancing for graduates. You can also read our community reviews and hear what others have to say about their experience with Educators Credit Union. Contact us at (262) 886-5900; (800) 236-5898; (414) 325-2500. No pre-payment penalties so you can pay the loan off anytime you want. Be aware that privacy and security policies of these sites may differ from those practiced by the credit union. Our low rates, affordable payment options and terms mean you can find the right loan to fit your needs. ... Mortgage Loans. Sign up for Rate Watch. You can apply for your personal loan online by clicking the “ Apply Now ” button above, or by visiting any of our locations and speaking with a loan officer. Rates as low as 8.90%. Our goal is provide the highest level of service at competitive rates. You are not required to use Tradition Mortgage, LLC. Other Secured Loan. 1-325-944-4809 . 1-325-944-4551 . Low-rate, monthly Payment Credit Life and Disability Insurance can be included in your monthly payment to cover the balance of the loan to protect you and your family for typically only a few dollars a month. Boat and RV Loans Educators Credit Union makes it easy for you to get the recreational vehicle you want. With just a signature, you could be on your way to financial relief. Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Log In ~ ~ ~ ~ ~ ~ ~ ~ Menu ~ ~ ~ ~ ~ ~ Accounts Accounts Certificates of Deposit Checking Fees and Disclosures Investments IRAs Money Market Savings Youth Accounts Rates. Educators Credit Union Student Loan will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Because of this relationship, doing business with Tradition Mortgage, LLC may provide United Educators Credit Union a financial or other benefit. You must be a member of Gulf Coast Educators FCU in good standing in order to apply for any personal loans. Equal Housing Lender. Equipment loans Educators Credit Union can help with the purchase or refinance of equipment. Educators Credit Union Auto Loans only considers borrowers who are employed. ... federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Terms and Conditions: Successful repayment of Credit Saver loan closes term share account and funds are transferred to primary savings. Personal Loans PERSONAL/SIGNATURE LOAN This loan can be used for a variety of purposes. PPP Loan. Go to content. Educators does not represent either the third party or the member if the two enter into a transaction. Personal. Educators Credit Union was founded in 1937 and is based in Racine, WI. After considering all your federal loans, scholarships and grants, you may still have a gap you need to cover for your total college costs. Loans specifically for the needs of educators in Idaho. This program can save up to 7 years of interest on a 30 year loan, and is available to Credit Union Members with no enrollment fee. Access eBranch . Educators Credit Union Review. Buying a home is one of the biggest decisions you’ll make. Keep an eye on rates via email. See buttons below to apply. 1-325-944-4809 . Rates as low as … This alternate website is not operated by Educators Credit Union. Educators Credit Union does not buy or sell cars. The “CARFAX® Buyback Guarantee” is subject to the terms and conditions on Carfax.com. Educators Credit Union can help you finance semis, trailers, commercial trucks and vans, and other vehicles to meet your business’ needs. 1 AutoWerks is a separate entity from Educators Credit Union. Home Equity/HELOC. Menu . Educators Credit Union makes it easy for you to get the vehicle you want. Other mortgage companies may charge as much as $300 for similar service. NEW and USED AUTO LOANS Get the money you need to reach your higher education goals. Educators does not represent either the third party or the member if the two enter into a transaction. Personal and Line of Credit Loans. Applying with a cosigner may help you qualify for the loan and possibly receive a lower interest rate. Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan. When you finance a vehicle through Gulf Coast Educators, you enjoy distinct advantages over financing at an auto dealership. Our low rates, affordable payment options and terms mean you can find the right loan to fit your needs. Personal Loans - Concho Educators FCU. 5 Years. CARFAX® Does not have the complete history of every vehicle. as a condition of the settlement of your loan on the property or as a … Boat and RV Loans Learn more about Educators Credit Union and its products by browsing the services it offers. Educators Credit Union has partnered with College Ave Student Loans to provide a simple application and a personalized loan experience for undergraduates, graduates and parents. Educators Credit Union Home Equity Loan offers home equity loans with a fixed APR that ranges from 3.40% up to 5.37%. Educators Credit Union is a financial cooperative. Open your account with a $5 deposit, you are an owner of the credit union. If you have a vehicle loan through Educators, you must maintain comprehensive and collision coverage on … Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Log In ~ ~ ~ ~ ~ ~ ~ ~ ... Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit Cards Home Equity Loans Mortgage Loans Loan Tips Personal Loans Rates Student Loans. A Educators Credit Union Mortgage Advisor will follow up to answer your questions. If you are not currently a member, click here to learn more information. 1-325-944-4551 . Home Mortgage Loans - Concho Educators FCU. Fixed and Variable Rate Student Loan Refinancing for College Graduates by Educators Credit Union and College Ave Student Loans. All payments quoted above based upon $1,000 borrowed. SECURED LOAN A secured loan is a loan for which you have placed collateral as security. Educators Credit Union has partnered with College Ave Student Loans to provide a simple application and a personalized loan experience for undergraduates, graduates and parents. Considering taking on a … Make home improvements, consolidate debt, pay for college tuition, or go on vacation. The Military Lending Act (32 C.F.R. Successful completion of the Credit Saver loan does not guarantee further credit union loans. Auto Loans - Concho Educators FCU. Plus, combining multiple loans into one loan can make repayment easier and simplify your life. Rate Watch. ... Make a loan payment from another bank or credit union. 1-325-944-4809 . We appreciate your understanding while our staff takes time to celebrate these precious times. *120 Month term only for auto loans over $75,000. Active duty service members and their covered … Educators Credit Union will close at noon on Christmas Eve and be closed all day on Christmas. 2 CARFAX® Vehicle History Reports™ are based on information supplied to CARFAX®. 12 monthly payments of $85.49 for 12 month Credit Saver Loan with Term Share rate of 1.75% dividend rate and loan annual percentage rate of 4.75%. Recreational vehicles are priced 5.00% higher than the credit union’s auto loan rates. Build a repayment plan that fits your budget, Easy online application – instant credit decision, Fixed and Variable Rate Student Loan Refinancing for College Graduates, by Educators Credit Union and College Ave Student Loans, You may save money with a lower interest rate, Simplify your life with one easy monthly payment by combining multiple loans into one single loan, Refinance a single loan or several existing loans. We also offer a CARFAX ® Vehicle History Report to members. ... federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Federally insured by NCUA. Auto Loans. You are now leaving Educators Credit Union’s website www.ecu.com. rates_rv table; Boat, RV, Motorcycle Loans APR* Term in Months; New or Used 2014-2020: 4.75: 63: New or Used 2014-2020 (exceeding $18,000) Boat or RV Only Loans up to 115% of the value of the vehicle. In addition to our normal low rates, our auto loans feature a simple interest calculation with no prepayment penalties. Remember the APRs of home equity loans do not include points and financing charges, just the interest rate. as low as $20.71. Finance Your Bright Future LendKey offers private student loans and student loan refinancing to Educators Credit Union members. All of our offices will be open for normal business hours on Saturday, Dec. 26. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Our Mortgage Advisors are only a phone call away if you need help. To qualify for private student loans with Educators Credit Union Student Loan, applicants need a minimum annual income of $24,000 or higher. Get the money you need to reach your higher education goals. Whether it’s a new or used vehicle, stop in and get pre-approved today! Educators Credit Union offers extended warranties to members at up to 50% less than dealer pricing. Educators Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. After considering all your federal loans, scholarships and grants, you may still have a gap you need to cover for your total college costs. Both new and pre-owned auto loans are offered with terms up to 7 years and 100% financing available. 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